Get Paid to

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Save Money
Pay off Debt
Learn

Over $50,000 paid to people reaching their money goals.* 100% free, sponsored by our bank partners.

Boost your savings
+$5
Make a money plan
Pay off debt
+$25
Find lower rates
Our users have already earned over
$150000
$52
🙆‍♀️
earned by Milan B. from Michigan
For paying off debt
$105
🤵
earned by Brandy F. from Kentucky
For learning about money
$51
🤵
earned by Jillian M. from Georgia
For learning about money
$65
🦸‍♂️
earned by Stephanie H. from Michigan
For referring friends
$429
🤵
earned by Rane W. from New York
For improving her credit
$561
🦸‍♂️
earned by Gary W. from Oregon
For refinancing his debt
$112
🙆‍♀️
earned by Tina G. from Maryland
For crushing her debt
$63
🤵
earned by Jon B. from California
For paying off his credit cards
$301
🦸‍♂️
earned by Des T. from Michigan
For starting their emergency fund
$803
🙆‍♀️
earned by Kadee R. from Michigan
For making payments on time

Sponsored by our partners

Our credit union and bank partners pay for your experience. We'll help you open an account to qualify for rewards, with no commitments.

MSUFCU
CUNA
Community financial
Lafayette

We Believe In:

Banking locally
Avoiding crazy fees and interest rates
Putting people over profits

How Debbie works

Link your accounts and track your debts and savings, all in one place

Debbie helps you visualize your money progress.

Set up your financial goals, and earn cash for meeting them.

Set up money goals, and complete weekly money psychology tips and challenges to earn cash. Get motivated on your journey to financial freedom.

Unlock better interest rates**

Debbie works with credit union partners in our Rate Crusher Marketplace who can help you get higher interest rates on your savings, while refinancing your high interest debt for a much lower rate.

150k+

modules completed

$1m

in debt paid off

$10m

in cash saved

FAQs

How do I open a Debbie account?

When you sign up for our waitlist, an account will automatically be created for you under your phone number! Your phone number is what you will use to sign into Debbie, verified with a code texted to you. You can start using Debbie for free forever, but you will need to open an link your partner match account to redeem your rewards.

Is Debbie a bank?

No, Debbie is not a bank. We do not hold your money in an account or facilitate transactions, and we do not have access to your money. We do, however, work with financial partners and banks to help you get the best products out there.

What kind of goals does Debbie help with?

Debbie helps you pay off and track that pesky unsecured debt (credit cards, personal loans, student loans), as well as build an emergency fund and savings for larger goals. Be on the lookout for expansions into other forms of debt as we grow!

Who is behind Debbie?

Debbie was started by first-generation college students and immigrants who wanted to see the average person reach financial freedom. You can read more about our team here! đź’š

Users đź’š Debbie

Clevermindlewis, Jun 21, 2024
I’ve been a Debbie user for 6 months!

Debbie was recommended to me by my credit union, and I’m so glad I decided to sign up. Since January 2024, I’ve been using it consistently and have already received a cashout. It’s been rewarding to learn about good spending habits and financial tips while also earning something for my effort and time. I also really enjoy the growing community on the Facebook group.

Clevermindlewis, Jun 21, 2024
I’ve been a Debbie user for 6 months!

Debbie was recommended to me by my credit union, and I’m so glad I decided to sign up. Since January 2024, I’ve been using it consistently and have already received a cashout. It’s been rewarding to learn about good spending habits and financial tips while also earning something for my effort and time. I also really enjoy the growing community on the Facebook group.

ClarichuV, Apr 25, 2024
A Financial Literacy App That Works!

I’ve never done this before, but after using Debbie for a little over a month, I felt the need to contact the Debbie team with the following email: “I just wanted to say thank you for creating this app. I grew up poor and that was all we knew. My parents didn’t have the knowledge to pass down to me so I made a bunch of financial mistakes that I’m trying to correct now. Debbie makes financial literacy interactive and manageable! I look forward to my check ins and learning about the psychology behind my money habits. Thank you again! I’m working towards lowering an interest rate on my personal loan!” And this gratitude still holds true to this day. I am thankful that I can also add that I have earned my first $50 payout from Debbie after completing all my weekly and daily check ins and assignments. I am so thankful for this app!

ClarichuV, Apr 25, 2024
A Financial Literacy App That Works!

I’ve never done this before, but after using Debbie for a little over a month, I felt the need to contact the Debbie team with the following email: “I just wanted to say thank you for creating this app. I grew up poor and that was all we knew. My parents didn’t have the knowledge to pass down to me so I made a bunch of financial mistakes that I’m trying to correct now. Debbie makes financial literacy interactive and manageable! I look forward to my check ins and learning about the psychology behind my money habits. Thank you again! I’m working towards lowering an interest rate on my personal loan!” And this gratitude still holds true to this day. I am thankful that I can also add that I have earned my first $50 payout from Debbie after completing all my weekly and daily check ins and assignments. I am so thankful for this app!

Zumba Steph, Aug 05, 2024
Debbie App is Fun

I have been a Debbie App user since March 2024. It has education along with seeing an overall picture to help with your budgeting and finances. I appreciate the app it is fun and challenging at the same time. You can earn your way to receive fun things like cash money along the way. They also work with Acorns if you need a place to save money for retirement which I think is an added bonus. It’s a great app and I hope to see them expand to utilize more bank options too.

Zumba Steph, Aug 05, 2024
Debbie App is Fun

I have been a Debbie App user since March 2024. It has education along with seeing an overall picture to help with your budgeting and finances. I appreciate the app it is fun and challenging at the same time. You can earn your way to receive fun things like cash money along the way. They also work with Acorns if you need a place to save money for retirement which I think is an added bonus. It’s a great app and I hope to see them expand to utilize more bank options too.

Brittrtrt, Jan 11, 2024
Great mindset, learning app

I really appreciate this app! It has been transformational for my progress saving and eliminating debt. There are some glitches with syncing to personal accounts, but the tech team individually solves for those so quickly! The framework and learning process they’ve develop is helpful in getting me to better monitor and attend to my financial goals better than any other approach I’ve had. I don’t use this as a financial management tool, instead this is my go to for financial reminders and tools that I need to stay on track

Brittrtrt, Jan 11, 2024
Great mindset, learning app

I really appreciate this app! It has been transformational for my progress saving and eliminating debt. There are some glitches with syncing to personal accounts, but the tech team individually solves for those so quickly! The framework and learning process they’ve develop is helpful in getting me to better monitor and attend to my financial goals better than any other approach I’ve had. I don’t use this as a financial management tool, instead this is my go to for financial reminders and tools that I need to stay on track

jlope152, May 01, 2023
Stunning App

This app is a stunning contribution to society that would it have been introduced to me at some earlier point would’ve really set me on a great financial path. The gamification of something boring like debt payoff is a powerful tool to being debt free. I’ve already paid more than I normally would’ve, and not any amounts they would ruin me but definitely more contributions that I otherwise would’ve. Not to mention the weekly pathways go through the ins and out of money from basic things like saving emergency funds, the psychology behind money, and even ways to increase income. I look forward to doing these because it keeps me thinking about money in a healthy way and continuously learning about it which considering how much our lives revolve around money, we don’t do enough. Lastly, the amounts listed in the pathways for rewards are legitimate and are absolutely free! Keep diligent in the pathways, really try on the quizzes afterward, and paying of your debt on schedule and you will actually EARN money! I’m really blown away by the good natured people that decided to build a platform like this. I couldn’t give a high enough rating and the App Store could use about 100 more apps with as benevolent intentions as this. Hats off to the creators and everyone who works on this team for creating such a great product.

jlope152, May 01, 2023
Stunning App

This app is a stunning contribution to society that would it have been introduced to me at some earlier point would’ve really set me on a great financial path. The gamification of something boring like debt payoff is a powerful tool to being debt free. I’ve already paid more than I normally would’ve, and not any amounts they would ruin me but definitely more contributions that I otherwise would’ve. Not to mention the weekly pathways go through the ins and out of money from basic things like saving emergency funds, the psychology behind money, and even ways to increase income. I look forward to doing these because it keeps me thinking about money in a healthy way and continuously learning about it which considering how much our lives revolve around money, we don’t do enough. Lastly, the amounts listed in the pathways for rewards are legitimate and are absolutely free! Keep diligent in the pathways, really try on the quizzes afterward, and paying of your debt on schedule and you will actually EARN money! I’m really blown away by the good natured people that decided to build a platform like this. I couldn’t give a high enough rating and the App Store could use about 100 more apps with as benevolent intentions as this. Hats off to the creators and everyone who works on this team for creating such a great product.

mel_62089, Sep 29, 2023
Great App

I’ve been using Debbie for a little over a year (I found out about it before it was officially released and was included in beta testing) and I have to say it’s great! There’s lessons and quizzes on finances to earn rewards. Once you reach $50 in rewards you can cash it out. So far I’ve cashed out twice and am very close to my third cash out. It helps me track my debt pay down and savings with goals for each for each month. It’s really awesome. I also just unlocked their rate crusher and got a personal loan to pay off my credit cards at an interest rate that was 10% less than my lowest cc rate so I’ll be able to pay that debt off faster! They used to have features in beta testing where you’d earn extra rewards for making an extra payment on your credit card or adding extra money to your savings. I wish they would bring those back, at least sporadically. Since using Debbie my overall debt has decreased and credit score has increased! All in all it’s a great app.

mel_62089, Sep 29, 2023
Great App

I’ve been using Debbie for a little over a year (I found out about it before it was officially released and was included in beta testing) and I have to say it’s great! There’s lessons and quizzes on finances to earn rewards. Once you reach $50 in rewards you can cash it out. So far I’ve cashed out twice and am very close to my third cash out. It helps me track my debt pay down and savings with goals for each for each month. It’s really awesome. I also just unlocked their rate crusher and got a personal loan to pay off my credit cards at an interest rate that was 10% less than my lowest cc rate so I’ll be able to pay that debt off faster! They used to have features in beta testing where you’d earn extra rewards for making an extra payment on your credit card or adding extra money to your savings. I wish they would bring those back, at least sporadically. Since using Debbie my overall debt has decreased and credit score has increased! All in all it’s a great app.

JoMawMaw, Jun 19, 2024
Support to Financial Freedom

Need a nudge in the right direction to manage money and build wealth? The Debbie app will do this! Another reviewer already stated that the gamification keeps things engaging and I will add that the weekly learning opportunities are the small steps needed for bigger changes. Consider this an accountability tool that can gently guide those struggling to get out of debt, improve credit scores, or achieve other monetary goals. My credit score has already increased nearly 80 points (I’m over halfway to my credit score goal) and my debt is shrinking every month. The Debbie app is what I need to reach and maintain my financial health through a simple and realistic system of supports!

JoMawMaw, Jun 19, 2024
Support to Financial Freedom

Need a nudge in the right direction to manage money and build wealth? The Debbie app will do this! Another reviewer already stated that the gamification keeps things engaging and I will add that the weekly learning opportunities are the small steps needed for bigger changes. Consider this an accountability tool that can gently guide those struggling to get out of debt, improve credit scores, or achieve other monetary goals. My credit score has already increased nearly 80 points (I’m over halfway to my credit score goal) and my debt is shrinking every month. The Debbie app is what I need to reach and maintain my financial health through a simple and realistic system of supports!