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ELGA Membership Perks We Love

ELGA Membership Perks We Love

Credit Cards/Personal Loans
March 6, 2025
When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. ELGA Credit Union stands out as one of our favorites. Here are some of the ELGA membership perks we love…

Who is ELGA? 🤔

ELGA Credit Union is a not-for-profit, full-service financial institution headquartered in Michigan, with 12 branches across the state. Any resident of the state of Michigan can become a member. For over 70 years, ELGA CU has been committed to giving back to the communities it serves.

Perks We 💚 Love From Them

Earn Over 6% On Checking

You read that right. With ELGA's Kasasa Cash Checking, you can earn 6.17% APY* on balances up to $15,000. No minimum balance required.

Skip A Pay

When you need a little extra cash in your pocket, skipping your next loan payment could be just what you need. ELGA's Skip-A-Pay program allows you to skip a monthly loan payment every six months, freeing up cash when you need it.

Kasasa Saver

Compliment your Kasasa Cash Checking with this free account. Earn 1.50% APY* on balances up to $250,000, with no fees.  

How do I Qualify for ELGA Membership?

If you live, work, worship, volunteer, or attend school within the State of Michigan, you are eligible for ELGA membership!

Where Do I Sign Up? 👀

ELGA has partnered with Debbie to offer extra cash rewards for signing up for their accounts and reaching your financial goals (like paying off debt and saving). To get access, sign up for the Debbie app, and use the code ELGA during the process to earn $5 to start in your account!

Meet Debbie 💚

Debbie is where you start your journey to financial freedom. It’s the program that guides, motivates, and rewards you for paying off debt and saving! Debbie users have paid off 3x more debt than the average borrower, as well as saved around $100/month on average. Do you want to be part of this elite crowd? 👀 Join now at joindebbie.com to start earning cash rewards now!

*T&C’s: Promotions as of 5/07/2024. Rate subject to change daily. See full offer details on ELGA's web page.

Advertiser Disclosure: many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners.

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* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Debbie does not provide legal, investment or tax advice. Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way. Consult a qualified legal, investment, or tax professional.