Credit Cards/Personal Loans

UFCU Membership Perks We Love

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. University Federal Credit Union (UFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the UFCU membership perks we love…

Who is UFCU? 🤔

As a Member-obsessed cooperative, UFCU’s purpose is to empower all those we serve to achieve financial success and brighter futures. This dedication has made them Austin’s #1 Credit Union, but their vision doesn’t stop there.

Perks We 💚 Love From Them

Hassle Free, No-Fee Banking 💸

No monthly fees. No overdraft fees. With a Simply U™ Account, you can spend only what you have deposited, so there’s no danger of costly overdraft or interest fees. You’ll get all the basics needed for banking on your terms, without the worries. 🥳

Build Your Credit 🚀

Whether you’re just getting started on your financial journey or working to get back on track, UFCU has your back with their Credit Builder Loan. No application fees and rates as low as 3% 💪

Free Financial Counseling 🤝

Want to know about financial planning? IRAs? Home buying? UFCU has classes and webinars to help you steer your financial future.

How do I Qualify for UFCU Membership?

While UFCU is based in Texas, anyone in the United States can qualify for membership.

Where Do I Sign Up? 👀

You can sign up for a UFCU membership through Debbie! UFCU has partnered with Debbie to offer extra cash rewards for signing up for their accounts and reaching your financial goals (like paying off debt and saving). To get access, sign up for the Debbie app, and use the code UFCU during the process to start the account opening process and earn your first $5.

Meet Debbie 💚

Debbie is where you start your journey to financial freedom. It’s the program that guides, motivates, and rewards you for paying off debt and saving! Debbie users have paid off 3x more debt than the average borrower, as well as saved around $100/month on average. Do you want to be part of this elite crowd? 👀 Join now at joindebbie.com to start earning cash rewards now!

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The app that upgrades your money mindset and debt, for free

Debbie is an app that uses behavioral psychology and prizes to help you pay off debt for good. The app rewards you for paying off debt with lower interest rates on your current credit, as well as cash. Start our free money psychology course today to get qualified. Start Now →

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* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Debbie does not provide legal, investment or tax advice. Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way. Consult a qualified legal, investment, or tax professional.