Debbie Blog

When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. ELGA Credit Union stands out as one of our favorites. Here are some of the ELGA membership perks we love…

March 6, 2025

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Credit Cards/Personal Loans

Credit Unions vs. Banks: Which One is Right for You?

When it comes to managing your money, where you do your banking matters. Two of the most popular options are credit unions and traditional banks. While both offer similar services, they differ in structure, purpose, and benefits. Here's a breakdown to help you decide which one might be the better fit for your needs.

February 18, 2025

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Credit Cards/Personal Loans

Credit Unions for College Students: The Best Financial Option for 2024

Managing finances as a student can be challenging, but credit unions offer some of the best financial options tailored to meet your needs. Here’s a guide to why credit unions are a great choice for college students and which financial options are best for you.

October 22, 2024

Credit Cards/Personal Loans

Debt Snowball: How to Stay Motivated While Paying Off Debt

On today's Ask Debbie, we talk about the Debt Snowball method.

January 24, 2025

Credit Cards/Personal Loans

What is Yo-Yo Debt?

On today's Ask Debbie, we talk about debt that keeps coming back.

January 24, 2025

Credit Cards/Personal Loans

How to Pay Less Interest

On today's Ask Debbie, we talk about reducing your interest.

January 24, 2025

Credit Cards/Personal Loans

Top 5 Ways to Pay Off Credit Card Debt Faster

On today's Ask Debbie, we talk about paying off debt faster.

January 24, 2025

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* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Debbie does not provide legal, investment or tax advice. Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way. Consult a qualified legal, investment, or tax professional.