Debbie Blog

You’ve probably heard about credit reports, but have you heard of a Chex report? This lesser-known, but important, report plays a key role in your ability to open bank accounts.

September 26, 2024

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Increasing Credit Score

The Ultimate Guide to What Will Raise and Lower Your Credit Score

Your credit score affects your ability to secure loans, the interest rates you’ll pay, and even your chances of renting an apartment. Understanding what factors raise and lower your credit score can help you manage your finances more effectively and avoid costly mistakes. Here’s the ultimate guide to understand your credit score.

June 11, 2024

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Increasing Credit Score

I Paid off a Collection and It’s Still on My Report, Now What?

A collection account on your credit report can damage your credit score and make it more difficult to qualify for loans, credit cards, and other forms of credit. If you have a collection account on your credit report that you believe is inaccurate or incomplete, you have the right to dispute it.

July 26, 2023

Increasing Credit Score

How to Build Credit without a Credit Card

On today's Ask Debbie, we talk about building credit without credit.

May 1, 2024

Increasing Credit Score

Top 10 Ways to Improve Your Credit Score

On today's Ask Debbie, we talk about credit scores.

May 1, 2024

Increasing Credit Score

How Does a Credit Score Work?

On today's Ask Debbie, we talk about the basics of credit scores.

May 1, 2024

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* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Debbie does not provide legal, investment or tax advice. Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way. Consult a qualified legal, investment, or tax professional.