Debbie Blog

How Much Does a Debt Settlement Lawyer Cost?

A debt settlement lawyer is a licensed attorney who helps you negotiate with creditors to reduce how much you owe on unsecured debts like credit cards, personal loans, or medical bills. What sets them apart from traditional debt settlement companies is that they can give you legal advice and represent you in court if things escalate. That legal backup can be a game changer if you’re being sued or harassed by debt collectors. Think of them as a more protective—but more expensive—option for getting your debt under control.

April 10, 2025

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* This information is estimated based on consumers who were active inside the Debbie app from 3/1/2022-7/1/2022.

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** APR is the Annual Percentage Rate. Your actual APR may be different. Your APR is based on multiple factors including your credit profile and your debt to income ratio. APR ranges from 9.99% to 16.99% and is determined at the time of application. Lowest APR is available up to a 36 month term, to borrowers with excellent credit. Conditions apply. Advertised rates and fees are valid as of 6/10/2023 and are subject to change without notice. Terms and Conditions apply. Debbie reserves the right to modify or discontinue products and benefits at any time without notice. Participating lenders, rates and terms are also subject to change at any time without notice. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Not all borrowers receive the lowest rate. Lowest rates are reserved for the highest qualified borrowers. We do not guarantee that you will receive any loan offers or that your loan application will be approved. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors.

Debbie does not provide legal, investment or tax advice. Information contained on this website is for information purposes only. It is not tailored to any specific user. It does not constitute investment advice in any way. Consult a qualified legal, investment, or tax professional.